The Consumer Financial Protection Bureau has filed a lawsuit against Walmart and fintech firm Branch Messenger, alleging they unlawfully required drivers in the Spark Driver program to open costly deposit accounts to receive their earnings. The lawsuit claims that these accounts were opened without driver consent and misrepresented access to funds, resulting in over $10 million in junk fees for the drivers. This legal move is part of a broader initiative by the CFPB to address misconduct in the financial sector as the Biden administration concludes.