Analysis unavailable for this viewpoint.

• California's insurance regulator has implemented a one-year moratorium on canceling homeowners insurance policies in wildfire-affected areas to protect residents during this crisis.
• Wildfires have intensified the insurance crisis in California, with many insurers reluctant to offer coverage due to high risks, leading to a significant number of homeowners potentially losing their homes without insurance.
• The state insurance commissioner is advocating for urgent reform of California's home insurance market to ensure that homeowners have access to affordable coverage, especially in high-risk areas.