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• A bipartisan bill introduced by Senators Hawley and Sanders aims to cap credit card interest rates at 10% in line with President Trump's campaign promise, providing relief to consumers burdened by high debt.
• Proponents argue that capping interest rates is necessary to prevent financial institutions from engaging in exploitative practices, as current rates often exceed 25%.
• Critics warn that implementing a cap could lead to reduced access to credit and lower credit card rewards, though many Americans support the measure for its potential to alleviate their financial struggles.