In his final days in office, President Biden approved student loan forgiveness for 150,000 borrowers, totaling over 5 million under his administration. This $183.6 billion relief primarily benefits victims of fraud, public service workers, and borrowers with disabilities. Although Biden aimed for broader federal forgiveness, obstacles arose after the Supreme Court's 2023 ruling that blocked his plan. The administration instead expanded existing programs like Borrower Defense and Public Service Loan Forgiveness, aiming to ensure accessibility for financially vulnerable students, despite criticism from Republicans regarding its fiscal impact and legal validity.